Dear Mr Simmons,
Times are tough, we know that.
But then, it hasn’t been easy for us either, you know.
We’ve not done that badly (well, not as badly as everyone else), but we get lumped together with all the other useless bankers.
It gets very boring.
Anyway, hold tight. Keep investing with us, and we’ll do our best not to lose it.
Maybe 2009 won’t be that bad after all.
Yours hopefully,
Satsuma
